The Consequences of Not Filing Bankruptcy
The bankruptcy law firm of Sypher Law Firm, LLC, works with people every day who have lost control of their finances and face bankruptcy, foreclosure, and garnishment of their wages. Sarah A. Sypher is an attorney with a practice limited to bankruptcy, who understands that you may need to file for bankruptcy to protect yourself from creditors. She is also highly aware of the consequences that may result if you do not file for bankruptcy.
Foreclosure
Foreclosure occurs when a borrower defaults on payments owed a lender and the lender files a foreclosure suit forcing sale of the mortgaged property to pay the debt owed.
Sypher Law Firm, LLC, provides a dedicated bankruptcy lawyer with extensive experience in ways to help people avoid foreclosure by filing for Chapter 13 protection.
Garnishment of Wages
Wage garnishment occurs when money is deducted from your salary to pay your debts. A court order must be filed that allows a creditor to have some of your salary given directly to them. While garnishment typically allows a creditor access to only 25 percent of wages, filing for Chapter 7 or Chapter 13 Bankruptcy may be a better option for some clients to stop garnishments.
Repossession
Repossession occurs when a borrower defaults on payments owed a lender and the lender takes back the vehicle. A Chapter 7 or Chapter 13 Bankruptcy will stop the repossession and will also discharge any deficiency owed after a repossession.
Contact our office to arrange a free consultation with a bankruptcy attorney about ways to regain control of your finances.
We are a debt relief agency. We proudly help people file for bankruptcy relief under the Bankruptcy Code.
Sypher Law Firm, LLC
10955 Lowell Avenue
Suite 630
Overland Park, KS 66210
phone: 913-451-8833
fax: 913-451-8843
Sypher Law Firm, LLC, handles bankruptcy cases throughout Kansas and Missouri, including Overland Park, Coffeyville, Fort Scott, Kansas City, Leawood, Lenexa, Olathe, Shawnee, Independence, Blue Spring, Kansas City, Lees Summit, Raytown, St. Joseph, Johnson County, Allen County, Anderson County, Bourbon County, Coffey County, Franklin County, Leavenworth County, Miami County, Woodson County, Wyandotte County, Jackson County, Caldwell County, Carroll County, Cass County, Clay County, Clinton County, Lafayette County, Platte County, and Ray County.