Chapter 7

Kansas City Bankruptcy Attorneys

A life-changing event such as a job loss, divorce or a serious illness can lead to a financial crisis. In this situation, a bankruptcy filing may be able to reduce or eliminate your debt burden and may allow you to keep you house, vehicle and personal property under certain circumstances.

Sypher Law Group, L.L.C. has the experience to advise and represent you in all aspects of bankruptcy.

Call 913.451.8833 to arrange for a free initial consultation.

This could be the first step toward a new financial life for you and your family.

Eliminating Debt through Chapter 7

A Chapter 7 bankruptcy filing allows you to eliminate unsecured debts, such as credit card and medical bills. You can keep your house, your vehicles and other personal property if you have loan against them, as long as you can afford to continue to pay those loans. If you can not afford to pay your secured debt, you can also surrender your property and discharge your personal obligation on those loans. At Sypher Law Group, L.L.C., we understand the bankruptcy laws and how to use them to our client's favor. We will work to help you keep as much property as possible, while eliminating your debts. When we file a Chapter 7 bankruptcy for you, all collection activity by your creditors must stop, this includes the threat of foreclosure, repossession, lawsuits and garnishments.

Chapter 7 or Chapter 13?

Eligibility for a Chapter 7 filing is generally based on your income and is determined by a mathematical calculation using a form knows in bankruptcy as a "means test." Your attorney uses this means test form based on your income, expenses, property owned and your ability to pay your debts. Even at high income levels, some individuals qualify for debt relief under chapter 7. Those who are not eligible for a Chapter 7 bankruptcy may still qualify for debt relief under Chapter 13 bankruptcy. An attorney at Sypher Law Group, L.L.C. can review your situation and discuss your options.

There is Life After Bankruptcy

Sypher Law Group, L.L.C. has helped many people just like you — good people who have found themselves overwhelmed by debt and struggling to pay their bills. Your future may seem uncertain now, but a new financial future may be within your reach. There is life after bankruptcy.

Free, No-Obligation Consultation ● Reasonable Flat Fees

For a free initial consultation with a lawyer at Sypher Law Group, L.L.C. call 913.451.8833 or send us an e-mail.

We are a debt relief agency. We proudly help people file for bankruptcy relief under the Bankruptcy Code.