Collection Lawsuits Take Control of Your Financial Future

Debt Collection Defense Attorney in Overland Park

Contact Us for Proven Debt Defense and Relief Strategies

A creditor (the company where money is owed to) has the right to sue a debtor (the person who owes the money) to collect on an unpaid debt. However, if you are facing a collection lawsuit, know that you have rights and that filing for bankruptcy stops all collection activity, including pending lawsuits and garnishments. This is where a debt collection lawsuit defense lawyer in Overland Park can come in handy.

Our Overland Park debt collection defense attorney, Sarah, counsels many clients who have been threatened with a collection lawsuit or have actually been sued.

Were you sued or threatened with a collection lawsuit? Call (913) 372-3556 or complete our contact form to speak with Sarah.

Bankruptcy as a Defense Strategy Against Lawsuits

If you are being sued and you are worried about how to handle your financial situation, an Overland Park bankruptcy attorney can help. Depending on the circumstances of your case, filing for bankruptcy might be a viable option.

Bankruptcy gives consumers and businesses the opportunity to resolve their unmanageable debt by either eliminating it altogether or by reorganizing it into a more manageable payment plan. It is important to note, however, that not all debts can be discharged in bankruptcy - some must be paid in full.

An Overland Park bankruptcy attorney will be able to provide you with an assessment of your case and advice on the best course of action for dealing with your debt. Regardless of the outcome, taking the time to consult with an experienced bankruptcy attorney can give you peace of mind in knowing that you have explored all your options and taken action to protect yourself.

Comprehensive Debt Defense Legal Services

A collection defense attorney, also commonly referred to as a debt defense lawyer, works to protect the rights of individuals who are being sued or have been threatened with a lawsuit over past-due debts. They ensure that you won’t be bullied by the collection agency or the third-party collectors that have been employed to collect on your debt, and they can also advise you of your options when it comes to filing for bankruptcy.

Hire a debt collection defense lawyer near you to receive help with the following:

Reviewing your creditors claims to ensure they are not overcharging you
Preventing creditors from unlawfully harassing you
Responding to the court summons you have received
Representing your best interests in court
Ensuring your rights are protected

If you need to hire a lawyer for a debt collection lawsuit, look no further than Attorney Sarah Sypher. She specializes in consumer bankruptcy law and has what it takes to protect your rights and give you the fresh start that you need.

Call (913) 372-3556 to set up a confidential, free consultation with Sarah.

Proof That a Brighter Future Is Possible

Discover how real people overcame debt and reclaimed their future with Sarah’s help.

At The Law Office of Sarah Sypher LLC, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

“Very helpful”
Sarah was very helpful and explained all of the processes in my legal issues. Even 3 years later, she is happy to follow up promptly with answers to my questions.

Eddie C.
“Sarah Sypher was an answer to my needs...efficient, professional, and affordable.”
“If you or anyone you know is experiencing financial difficulties and bankruptcy is your best option, calling Sarah Sypher will be the best decision you ever make.”

Joey E.
“Can’t recommend Sarah Sypher and her team enough.”
“So happy I was referred to her!”

Kaity V.
“Skilled & Knowledgeable”
“With her help, I was able to file in a timely manner and gain financial freedom for my future.”

River P.
“Extremely knowledgeable”
The law offices of Sarah Sypher are wonderful! I used Sarah to file for bankruptcy chapter 7 in 2025… This is the second time that I’ve used Sarah for bankruptcy. Medical bills will absolutely destroy a person. She is so kind and understanding. She has been in practice for decades. She’s extremely extremely knowledgeable. And everything is explained to you, in my Situation, I was able to do everything with phone calls, and Zoom meetings. I did not have to leave the house for any of it. Also, I want to give a big shout out to Marion and Cody!!❤️❤️ They were so helpful by helping me learn how to use my iPad to get documents sent to them and they are always open and welcome any questions that I had. And got back to me very quickly. There’s so much more that I could say. But it will not go wrong by choosing the law office offices of Sarah Sypher….

L.B.
“Absolute Best”
Sarah was the absolute best in talking through my options and helping navigate my next steps in what I was needing to do. She was easy to work with, responded quickly and her staff was top notch. I highly recommend her.

Melissa T.
“Very efficient law office”
Very efficient law office. I was treated will respect which really helped me because I felt humiliated embarrassed to take out bankruptcy. Sarah was uplifting and easy to talk to.She was there every step of the way. I'm so glad I found her!

B.P.
“Amazing!”
Sarah and her team are amazing!!!

Jennifer H.

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Protect Your Income: Stop Garnishments in Overland Park

We can help you assert your rights and avoid garnishment or collection actions by using the bankruptcy laws.

There are some other facts you need to know:

The only person who can file a collection lawsuit is an attorney licensed in the state where you live.
The creditor must hire an in-state attorney if a suit is going to be filed.
Once a lawsuit is actually filed, you generally have 20 days to respond.
If you fail to do so and fail to appear at the hearing, the creditor can obtain a default judgment. Even then, you still have rights and options.

Sarah will use the law and her abilities to protect your rights and interests during a debt collection lawsuit.

How Bankruptcy Can Help You

Filing for bankruptcy stops lawsuits and renders most judgments uncollectible and you can file for bankruptcy at any time.

If you file for bankruptcy, no lawsuit will be filed against you.
If a lawsuit is filed and then you file for bankruptcy, no judgment will result.
If a lawsuit is filed and a judgment is rendered against you, the judgment is uncollectible. You can also stop the garnishment of your wages and financial assets.

Obviously, bankruptcy is a powerful tool for debtors. Attorney Sarah Sypher can explain your options and take action to protect you rights and assets.

Need a debt collection defense lawyer near you? Send Sarah a message or call (913) 372-3556 to discuss the details of your collection lawsuit.

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What Makes the Law Office of Sarah Sypher LLC Different

Committed to Helping Our Clients
We guide clients through every step of the bankruptcy process with compassionate, expert support—helping them stop creditor actions like foreclosure, repossession, wage garnishment, and ultimately regain control of their financial lives.
Over 20 Years of Experience
With a practice rooted in consumer bankruptcy law since 2005, Sarah Sypher brings two decades of focused experience in delivering debt relief and helping clients keep the property they’ve worked hard to earn.
Personalized Service
You’ll work directly with Sarah Sypher throughout every phase of your case—with tailored guidance and free, confidential consultations designed to meet your unique situation, not a one-size-fits-all approach.